Large depositors can now enjoy ultimate security and convenience while enjoying excellent returns. Pacific Rim Bank can provide you with full FDIC insurance up to $50 million through one easy-to-manage relationship with us. Gain peace of mind with the Certificate of Deposit Account Registry Service (CDARS®) today.

  • CD-level rates for wise investing
  • Gain federal insurance above standard limit
  • FDIC insurance up to $50 million
  • One banking relationship for all CD investments
  • Simplifies funds management and tax reporting
  • Wide range of terms
How It Works

Pacific Rim Bank is a member of CDARS, a special network that can offer you the increased FDIC insurance. When you place a large amount of money with us, we place your funds into CDs issued by other banks in the same network. Then those banks issue CD's in amounts under the standard FDIC insurance maximum, so that your investment is eligible for FDIC protection.

Traditionally, an investor would have to split deposits among CDs at several financial institutions to gain FDIC insurance on all of their deposit. But with CDARS at Pacific Rim Bank, we do all the work for you. You no longer have to manage multiple bank relationships, organize interest disbursements from various sources, or manually consolidate monthly statements. Through a single relationship, you will reduce your administrative burden significantly, especially during tax and financial reporting seasons.

CDARS creates simplicity...and a solid source of earnings.