USDA Loans

USDA Loans

This government-sponsored loan program is available to businesses in rural areas. Many borrowing purposes qualify, from working capital to real estate purchases. Terms and payment options are typically more flexible, which helps to provide loans to businesses that may need them the most.

Summary
  • Variable or fixed rates
  • Longer terms available
  • Lower down payments on commercial real estate
  • Use for equipment, inventory, working capital, etc.
  • Streamlined application process
  • Can qualify outside traditional lending parameters
  • Customized personal service
  • Guaranty by United States Department of Agriculture